Banks in the US

As financiers of the largest economy in the world, it is little wonder that banks in the United States have gained substantial importance in the global financial market. They offer the widest range of products and services globally, ranging from personal to small business, corporate and institutional banking. With the most advanced online services available, US banks are easily accessible from any part of the world.

Personal Banking Services of Banks in USA

The personal banking solutions of US banks are designed to cater to the day-to-day banking requirements of consumers. Checking products are easy to operate and come with a host of added benefits like free internet banking, ATM/debit card facilities, online bill payment, monthly statement with image, low opening deposits, and many more.

American banks’ loan products are offered in the forms of home equity loans, car loans, and personal loans. Certificates of deposit and passbook savings are the two most preferred forms of savings products.

Mortgage Services of US Banks

US banks offer an array of mortgage services. These services are designed to take care of the diverse mortgage requirements of customers. Besides providing standard mortgage services, the US banks also offer mortgage calculators to help clients calculate their payment schedules, monthly payments, maximum mortgage amounts, extra payments, and more.

Online mortgage services in the US help clients select the best deals. They also make the process of mortgage procurement quite simple and hassle-free.

Business Banking Services of Banks in the USA

The business banking services of US banks support active corporate clients. The business checking accounts take care of the financial requirements of all types of businesses. The common loan products under the business banking include commercial loans and construction loans. Commercial loans are offered for business operation, equipment, and commercial real estate purchases.

Other Products and Services of Banks in USA

Among the other banking products and services, agricultural loan products and checking accounts of the US banks are worth mentioning. Agricultural loans help to purchase machinery, livestock, and real estate. Agricultural checking accounts are cheap and easy to operate.

Internet Banking Solutions of Banks in the USA

The internet banking solutions of the banks in the USA come with a number of facilities like checking balance, funds transfer, and bill payment at any point of time.

The Largest Banks in the US

The largest banks in the US ranked by deposits, according to FDIC, are:

* Bank of America
* JP Morgan Chase Bank
* Wachovia Bank
* Citibank
* Washington Mutual Bank
* SunTrust Bank
* US Bank
* Regions Bank
* Branch Banking and Trust Company
* National City Bank
* HSBC Bank USA
* World Savings Banks, FSB
* Countrywide Bank
* PNC Bank
* Keybank
* ING Bank, FSB
* Merrill Lynch Bank USA
* Sovereign Bank
* Comerica Bank
* Union Bank of California